Learning Centre

End-of-year message

With 2023 coming to a close, we want to remind you about some important plan information that can help you make the most of your benefits. Our warmest wishes for happiness and health this festive season.


Your Board of Trustees

Important reminders

    Travelling over the holidays? 
     Make sure to bring your benefits card with you!
     On the back of your card, you’ll find a phone number to call if you
     or your dependent experiences a medical emergency while you’re
     outside of Canada.

     Learn more about your emergency travel medical benefits.

•    Tax slips are coming your way.
     Our plan administrator, Cowan, will send you a T4A in February that
     you’ll need to include with your 2023 tax return. Your T4A reports
     your taxable benefit for Life Insurance and Accidental Death &
     Dismemberment (AD&D) Insurance, since the premiums for these
     benefits are paid by ONE-T.

     New this year: The federal government recently introduced the
     Canadian Dental Care Plan (CDCP) to help lower dental costs for
     families that do not have dental coverage through a benefits plan
     and who earn less than $90,000 per year. Employers and plan
     providers – like ONE-T – must now provide you with a tax slip each
     year that states if you’re eligible for dental benefits through another
     program (i.e., through the ONE-T benefits plan).

•    Change of address?
     If you moved in 2023, please inform your school board or
     participating employer before the end of 2023. This way, we can
     make sure Cowan’s system is up-to-date and that you will continue
     to receive important mail – like your T4A slip – on time.

What’s new on

Last year, we launched our new website. Here are some highlights of what you’ll find on it:
•    Plan summary, that describes all the benefits you and your
    dependents receive through ONE-T
•    Webinar recording. If you missed our webinars in November, listen
     in to learn how the Trust works, about your Health Care Spending
     Account, and what’s new with your benefits plan
•    Helpful hints for submitting your health and dental claims – find
     out how you can get your claims paid faster and avoid any unhappy
•    Plan updates effective September 1, 2023, including more coverage
     for mental health services and dental care
•    How to submit a Health Care Spending Account claim – this video
     walks through all the steps, including how to submit your 5% annual
     premium contribution to get reimbursed through your HCSA
•    Get in touch with our providers – including Cowan and Canada Life
We encourage you to review these pages – and all communication that comes your way – so you can stay informed and make the most of your benefits plan.
If you have a question or topic you’d like us to cover in the future, please send an email to

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© 2022 Ontario Non-union Education Trust